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About Her Business: 3 Black Female Entrepreneurs Share Their Stories Of Continuous Growth At CURLFEST 2019

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This year’s CURLFEST was all about glowing, growing and sharing your knowledge! During BET Her’s women in business panel, we all were given a chance to learn from successful Black girl bosses Keisha Smith JeremieJunny Hibbert and Tori Soudan.

CURLFEST 2019 was not just about promoting established beauty brands. It gave young women a chance to share their up-and-coming businesses with their fellow attendees and also gave them access to women who already have skin in the game. As the founders of CURLFEST can attest to, building a business means stepping out of your comfort zone and putting yourself out there. Not only did we learn that from the Curly Girl Collective, but we learned it at the various panels especially the “About Her Business” panel presented by BET Her!

As moderator and senior vice president of BET Her, Stacey Hellman let us all know that Black women are not only the most educated group in America, but we are also booming business owners and start businesses more than any other demographic. Unfortunately, she informed us that Black women’s businesses fail at nine times the rate of any other group due to things like “access to capital, marketing and distribution.”

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HOW TO NEGOTIATE FEARLESSLY—EVEN IN TOUGH TIMES

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In her first book, negotiation guru Mori Taheripour offers readers more than a decade of expertise honed as both a faculty member at the Wharton School of Business and adviser to organizations such as the NFL and Goldman Sachs 10,000 Small Businesses program. Even in the midst of economic crisis, she insists, it’s important to negotiate—and to get creative about how.

Negotiations become more, not less, critical at times like these, when the economy is struggling and unemployment is running high. Whether you’re setting a price for your side hustle, or bargaining with clients or an employer seeking to downsize your regular pay, while you may not have much leverage in the moment, setting the stage for the comeback is key.

“It’s important to make sure that your clients don’t expect deep discounts to continue,” she says.

Read full story at Black Enterprise

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The Black Tax: Why African Americans Must Work Harder to Build Wealth

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After 400 years in this country, black families hold a fraction of the wealth of white families. And that is due, in part, to what is referred to as the “black tax.”

The term “black tax” is commonly used in South Africa, where it refers to the financial support that black professionals are expected to give their extended families. In the U.S. it also describes the racial dimensions that perpetuate a cycle of inequality such as lower pay and a lower standard of education.e

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US lenders overlook minority-owned businesses in allocating covid-19 aid

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As US lenders strive to divvy up the government’s $349bn aid package, Black-owned and other minority-owned businesses are struggling to meet the banks’ requirements.

Thousands of minority-owned businesses—which have traditionally been less likely to secure bank loans—are at risk of being shut out of the government rescue package, as banks favour existing customers.

The aid package, known as the Paycheck Protection Program, could be a lifeline, especially for minority-owned businesses, whose limited resources are quickly depleted as a result of the government-mandated lockdown.

Read full story @
The Verdict

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